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Originally Posted by mmccarthy  From an appearance point of view, I don't think anyone should be discriminated against.
Having said that I agree that Insurance companies have every right to consider obesity as a high risk factor. There are undoubtedly health issues associated with obesity. |
Not sure what you mean by "discriminated against." If there is a high risk factor, of course they are going to pay more than someone with no risk factors for health insurance.
It's the same with car insurance - if a 19 year-old boy who drives a sports car applies for insurance, he is going to pay much more for the same coverage than a 75 year-old man who drives a sedan.
Likewise, if that 75 year-old man wants to buy a $50,000 life insurance policy, he will be paying a lot more than the kid would.
That only makes sense.