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Originally Posted by hairy_Palms  well no thats not true, if you have genetic things that affect your ability to drive then you will indeed have to declare them and they will affect your premium even if you havent had an accident yet, same as where you live will affect your premium, if you live in a crappy place where the robbery rate is high your premium is affected regardless of if youve been robbed or not. |
hmm ok, I think you're right. I don't have a car so I don't know, but I don't think it is justified, but that's just my opinion.