I've been thinking about this for a while. What's the problem with pure anarchy? The strong rule over the weak. Most of us don't want to live in a society where the only law is your ability to fight. We have laws against violence to prevent that sort of thing. However, violent power is only one kind of power. Economic power is just as real. But we have very few laws to protect people from economic oppression. If you get mugged in an alley somewhere, then you have legal recourse. It's against the law to beat someone up and take their stuff. On the other hand, if a lender takes advantage of someone who is down on their luck financially we shrug our shoulders and say tough luck. We all agree it's unethical, but there are no laws to prevent it. We suggest that the person should just be more savvy, and then he/she wouldn't get taken advantage of. Free market economy is good, but there needs to be some control so that those with economic power don't dominate those without. I'm tired of accepting usury and price-gouging as just "the way it is." How bad does it have to get before we notice and do something?