As for the specific card it all down to how much you have and where you are. I can give you some good pointers if you can let me know.

As for my old card I normal give them to guys in my clan. It's the way we do things. We have all been friends for years, some guys have less cash than others so people don't tend to ask but we help people out when we can.

As for the budget V discount old stock thing, this for try to make the decision is when trying to choose between two very similar cards.